By accessing the PlusLend.com website and utilizing the services provided on this site, you are agreeing to the following terms and conditions (“Terms”). Please carefully review these Terms. If you do not agree to these Terms, refrain from accessing or using this website.
Arbitration Clause:
These Terms and Conditions include a mandatory arbitration provision. This provision requires you to resolve any disputes or claims with us through individual arbitration, waiving your right to participate in class actions or multi-party arbitration.
Loan Matching Service:
PlusLend.com’s loan matching service connects consumers with potential lenders from PlusLend.com’s direct network of loan lenders (“participating lenders”). To use the service, you must complete online forms requesting specific information, such as your name, address, contact details, social security number, banking information, and employment details. Your information is handled according to our Privacy Policy, and you must also agree to the terms set forth in the Privacy Policy.
By submitting the form(s), you acknowledge and consent to sending a loan inquiry to PlusLend.com and the participating lenders. You also extend an invitation to PlusLend.com and the participating lenders to contact you via various means to assist you with your transaction or provide information about additional offers.
Participating lenders assess your information in real-time to determine if you meet their loan qualification criteria. They may verify your details, perform a credit check, and review your information against national databases. By submitting the form(s), you permit participating lenders to review, verify, and research your information.
If a participating lender finds that you meet their loan qualification criteria, the PlusLend.com website will provide the lender’s contact details or redirect you to their website. Once redirected, PlusLend.com is no longer involved in the loan process. Your interactions with the lender are subject to their policies and terms.
Disclaimer and Limitations:
PlusLend.com is not a lender and does not make loans or credit decisions. We do not guarantee acceptance into specific loan programs or terms with participating lenders. We do not endorse or recommend any lender’s products. PlusLend.com is not liable for damages arising from your use of the loan matching service.
Control and Access:
PlusLend.com reserves the right to modify information, features, and functions of the loan matching service without notice. We may deny access if you violate these Terms or engage in inappropriate conduct. PlusLend.com is not responsible for errors or delays caused by technical issues.
Disclaimers and Limitations:
THIS WEB SITE, AND ASSOCIATED INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES, ARE PROVIDED “AS IS.” PlusLend.com DISCLAIMS ALL WARRANTIES, WHETHER EXPRESS OR IMPLIED, INCLUDING TITLE, NON-INFRINGEMENT, MERCHANTABILITY, OR FITNESS FOR A PARTICULAR PURPOSE. USE OF THIS WEB SITE AND SERVICES IS AT YOUR OWN RISK. PlusLend.com WILL NOT BE LIABLE FOR DAMAGES ARISING FROM YOUR USE OF THE WEB SITE OR SERVICES.
Indemnity:
By using this web site, you agree to indemnify PlusLend.com and participating lenders from any liabilities or expenses arising from your use of the site.
Links to Third Parties:
This website may have links to third-party sites. These links are provided for your convenience. PlusLend.com does not control third-party sites and does not endorse their services.
Dispute Resolution:
Disputes will be settled through binding arbitration according to the commercial arbitration rules of the American Arbitration Association. You waive your right to a jury trial and participation in class actions.
Governing Law:
These Terms are governed by the laws of the State of Wisconsin without regard to its conflict of law provisions. Any unenforceable part of these Terms will be replaced with a valid provision.
Amendments:
PlusLend.com may amend these Terms by posting them on the website. Amended terms are effective immediately upon posting.
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