Oak Ridge Financial Services (OTCMKTS: BKOR – Get Rating) and Capital Bancorp (NASDAQ: CBNK – Get Rating) are both small cap finance companies, but which is the best investment? We will compare the two companies based on their risk strength, analyst recommendations, institutional ownership, valuation, dividends, earnings and profitability.
Oak Ridge Financial Services pays an annual dividend of $0.28 per share and has a dividend yield of 1.5%. Capital Bancorp pays an annual dividend of $0.20 per share and has a dividend yield of 0.9%. Oak Ridge Financial Services pays 9.6% of its earnings as a dividend. Capital Bancorp pays out 6.9% of its earnings as a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings over the next few years.
Risk and Volatility
Oak Ridge Financial Services has a beta of 0.65, indicating that its stock price is 35% less volatile than the S&P 500. In comparison, Capital Bancorp has a beta of 0.43, indicating that its stock price is its stock is 57% less volatile than the S&P 500.
Institutional and insider ownership
6.3% of Oak Ridge Financial Services shares are held by institutional investors. By comparison, 32.4% of Capital Bancorp’s shares are held by institutional investors. 25.6% of the shares of Oak Ridge Financial Services are held by insiders. By comparison, 33.1% of Capital Bancorp’s shares are held by insiders. Strong institutional ownership indicates that hedge funds, endowments, and large fund managers believe a stock will outperform the market over the long term.
This table compares the net margins, return on equity and return on assets of Oak Ridge Financial Services and Capital Bancorp.
|Net margins||Return on equity||return on assets|
|Oak Ridge Financial Services||28.27%||N / A||N / A|
This is a summary of recent recommendations for Oak Ridge Financial Services and Capital Bancorp, as provided by MarketBeat.com.
|Sales Ratings||Hold odds||Buy reviews||Strong buy odds||Rating|
|Oak Ridge Financial Services||0||0||0||0||N / A|
|capital bank||0||0||0||0||N / A|
Valuation and benefits
This chart compares the revenue, earnings per share (EPS), and valuation of Oak Ridge Financial Services and Capital Bancorp.
|Gross revenue||Price/sales ratio||Net revenue||Earnings per share||Price/earnings ratio|
|Oak Ridge Financial Services||$27.47 million||1.89||$7.76 million||$2.91||6.60|
|capital bank||$173.88 million||1.81||$39.98 million||$2.89||7.79|
Capital Bancorp has higher revenues and profits than Oak Ridge Financial Services. Oak Ridge Financial Services trades at a lower price-to-earnings ratio than Capital Bancorp, indicating that it is currently the more affordable of the two stocks.
Capital Bancorp beats Oak Ridge Financial Services on 8 of 13 factors compared between the two stocks.
Oak Ridge Financial Services Company Profile (Get a rating)
Oak Ridge Financial Services, Inc. operates as a bank holding company for Bank of Oak Ridge which provides various personal and business banking products and services. It offers checking, savings, and money market accounts; discovered; auto, home equity, mortgage, business term and SBA business loans; commercial lines of credit; credit card; and online and mobile banking products and services. The company also provides health savings accounts, identity theft protection, wealth management, cash management and remote deposit capture services; and auto, home, small business, renter, life, boat and watercraft, classic car, motorcycle, flood, pet and umbrella insurance products. It operates through a network of branches in Oak Ridge, Greensboro and Summerfield, North Carolina. The company was founded in 2000 and is based in Oak Ridge, North Carolina.
Capital Bancorp Company Profile (Get a rating)
Capital Bancorp, Inc. operates as a bank holding company for Capital Bank, NA which provides various banking products and services to businesses, nonprofits, and entrepreneurs in the United States. It operates through Commercial Banking, Capital Bank Home Loans and OpenSky segments. The Company offers a range of deposit products and services, including checking and savings accounts, term, interest-bearing demand and money market accounts, and certificates of deposit; and credit cards. It issues residential mortgage loans and offers residential and commercial real estate loans, construction loans and commercial loans, as well as other consumer loans, such as term loans, auto loans and boat loans to small and medium enterprises, professionals, real estate investors. , and small home builders and individuals. It operates through four commercial bank branches, four mortgage offices and a loan origination office. The company was founded in 1974 and is based in Rockville, Maryland.
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