American Bank (OTCMKTS:AMBK – Get Rating) and The PNC Financial Services Group (NYSE:PNC – Get Rating) are both finance companies, but which is the better stock? We’ll compare the two companies based on their dividend strength, institutional ownership, earnings, analyst recommendations, risk, profitability and valuation.
Valuation and benefits
This chart compares revenue, earnings per share (EPS), and valuation of American Bank and The PNC Financial Services Group.
|Gross revenue||Price/sales ratio||Net revenue||Earnings per share||Price/earnings ratio|
|American bank||N / A||N / A||N / A||N / A||N / A|
|PNC Financial Services Group||$19.70 billion||3.61||$5.67 billion||$12.78||13.56|
The PNC Financial Services group has higher revenues and profits than American Bank.
American Bank pays an annual dividend of $0.48 per share and has a dividend yield of 2.8%. PNC Financial Services Group pays an annual dividend of $6.00 per share and has a dividend yield of 3.5%. The PNC Financial Services group distributes 46.9% of its profits in the form of a dividend. The PNC Financial Services group has increased its dividend for 12 consecutive years. PNC Financial Services Group is clearly the best dividend stock, given its higher yield and longer track record of dividend growth.
Risk and Volatility
American Bank has a beta of 0.06, meaning its stock price is 94% less volatile than the S&P 500. In comparison, PNC Financial Services Group has a beta of 1.21, meaning its stock price of its stock is 21% more volatile than the S&P 500. .
Institutional and insider ownership
83.5% of The PNC Financial Services Group shares are held by institutional investors. 0.3% of The PNC Financial Services Group shares are held by insiders. Strong institutional ownership indicates that endowments, large fund managers, and hedge funds believe a stock will outperform the market over the long term.
This chart compares the net margins, return on equity, and return on assets of American Bank and The PNC Financial Services Group.
|Net margins||Return on equity||return on assets|
|American bank||N / A||N / A||N / A|
|PNC Financial Services Group||27.32%||11.93%||1.14%|
This is a breakdown of the current ratings and target prices for American Bank and The PNC Financial Services Group, as reported by MarketBeat.
|Sales Ratings||Hold odds||Buy reviews||Strong buy odds||Rating|
|American bank||0||0||0||0||N / A|
|PNC Financial Services Group||1||seven||6||0||2.36|
PNC Financial Services Group has a consensus price target of $197.63, suggesting a potential upside of 14.01%. Given the higher possible upside of PNC Financial Services Group, analysts clearly believe that PNC Financial Services Group is more favorable than American Bank.
PNC Financial Services Group beats American Bank on 11 out of 12 factors compared between the two stocks.
About American Bank
(Get a rating)
American Bank Incorporated operates as a bank holding company for American Bank which provides various banking products and services to consumer, business, institutional and government customers. It accepts a range of interest-bearing checking and money market accounts, savings accounts, certificates of deposit and individual retirement accounts. The company also offers commercial, industrial and other loans; commercial mortgage loans; commercial construction loans; residential mortgage loans; and consumer loans, including personal term loans, personal lines of credit, automobile loans, home equity loans and home equity lines of credit and loans. In addition, it provides online or mobile banking services, automated teller machines, rental of safe deposit boxes and bank transfer services, as well as the sale of checks and checkbooks and the purchase of investment securities. The company operates an office located in Allentown, Pennsylvania; and a loan origination office in Blue Bell, Pennsylvania. The company was founded in 1997 and is based in Allentown, Pennsylvania.
About PNC Financial Services Group
(Get a rating)
The PNC Financial Services Group, Inc. operates as a diversified financial services company in the United States. The Company’s Retail Banking segment offers checking, savings and money market accounts, as well as certificates of deposit; residential mortgages, home equity loans and lines of credit, auto loans, credit cards, education loans, and personal and small business loans and lines of credit; and brokerage, insurance, investment and cash management services. This segment serves consumers and small businesses through a network of branches, ATMs, call centers, and online and mobile banking channels. Its Corporate & Institutional Banking segment provides secured and unsecured loans, letters of credit and equipment leases; cash and investment management services, receivables and disbursement management services, funds transfer services, international payment services and access to online/mobile management and reporting; foreign exchange trading, derivatives, fixed income securities, securities underwriting, loan syndications, mergers and acquisitions and equity capital markets advisory services; and commercial lending services and technology solutions. It serves medium and large businesses, as well as government and non-profit entities. The Company’s Asset Management Group segment offers investment and retirement planning services, customized investment management, credit and cash management solutions, as well as management and administrative services trustees for high net worth and ultra high net worth individuals and their families; and multigenerational family planning services for the very wealthy and their families. It also provides outsourced investment manager, custody, private real estate, liquidity and fixed income services, as well as pension trust advisory services for institutional clients. The company has 2,591 branches and 9,502 ATMs. The company was founded in 1852 and is headquartered in Pittsburgh, Pennsylvania.
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